Rate and fee information
Platinum Mastercard®
Purchase &
Transfer APR: 29.99% variable APR
Cash Advance APR: 29.99% variable
Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
Platinum Secured
Purchase &
Transfer APR: 29.99% variable APR
Cash Advance APR: 29.99% variable
Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
Quicksilver Rewards
Purchase &
Transfer APR: 0% intro APR for 15 months; 19.99% - 29.99% variable APR after that
Cash Advance APR: 29.99% variable
Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
Transfer Fee: 3% fee on the amounts transferred within the first 15 months; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
QuicksilverOne Rewards
Purchase &
Transfer APR: 29.99% variable APR
Cash Advance APR: 29.99% variable
Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
Annual Membership Fee:
$39
Quicksilver Rewards for Good Credit
Purchase &
Transfer APR: 29.99% variable APR
Cash Advance APR: 29.99% variable
Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
Quicksilver Rewards for Students
Purchase &
Transfer APR: 19.99% - 29.99% variable APR
Cash Advance APR: 29.99% variable
Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
Quicksilver Secured Rewards
Purchase &
Transfer APR: 29.99% variable APR
Cash Advance APR: 29.99% variable
Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
Savor Rewards
Purchase &
Transfer APR: 19.99% - 29.99% variable APR
Cash Advance APR: 29.99% variable
Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
Annual Membership Fee:
$95
SavorOne Rewards
Purchase &
Transfer APR: 0% intro APR for 15 months; 19.99% - 29.99% variable APR after that
Cash Advance APR: 29.99% variable
Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
Transfer Fee: 3% fee on the amounts transferred within the first 15 months; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
SavorOne Rewards for Good Credit
Purchase &
Transfer APR: 29.99% variable APR
Cash Advance APR: 29.99% variable
Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
SavorOne Rewards for Students
Purchase &
Transfer APR: 19.99% - 29.99% variable APR
Cash Advance APR: 29.99% variable
Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
Venture X Rewards
Purchase &
Transfer APR: 19.99% - 29.99% variable APR
Cash Advance APR: 29.99% variable
Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
Annual Membership Fee:
$395
Venture Rewards
Purchase &
Transfer APR: 19.99% - 29.99% variable APR
Cash Advance APR: 29.99% variable
Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
Annual Membership Fee:
$95
VentureOne Rewards
Purchase &
Transfer APR: 0% intro APR for 15 months; 19.99% - 29.99% variable APR after that
Cash Advance APR: 29.99% variable
Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
Transfer Fee: 3% fee on the amounts transferred within the first 15 months; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
VentureOne Rewards for Good Credit
Purchase &
Transfer APR: 29.99% variable APR
Cash Advance APR: 29.99% variable
Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
Transfer Fee: No Transfer Fee with this Transfer APR; 4% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
Pottery Barn Key Rewards Visa, Williams Sonoma Key Rewards Visa, West Elm Key Rewards Visa, Key Rewards Visa
Purchase &
Transfer APR:30.24% variable APR
Cash Advance APR:30.24% variable
Transfer Fee:No Transfer Fee with this Transfer APR; 3% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
Cash Advance Fee:Either $5 or 5% of the amount of each cash advance, whichever is greater
Spark 2% Cash Plus
Minimum Payment: The minimum payment due is the New Balance as indicated on your statement
Transfer Fee: Not Applicable
Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
Annual Fee: $150 annually
Spark 1.5% Cash Select - Excellent Credit
Purchase &
Transfer APR: 18.49% - 24.49% variable APR
Cash Advance APR: 32.24% variable APR
Transfer Fee: None
Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
Spark 1.5% Cash Select - Good Credit
Purchase APR: 0% intro APR for 12 months; 21.24% - 29.24% variable APR after that
Transfer APR: 21.24% - 29.24% variable APR
Cash Advance APR: 32.24% variable APR
Transfer Fee: None
Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
Spark Classic
Purchase &
Transfer APR: 29.99% variable APR
Cash Advance APR: 30.74% variable APR
Transfer Fee: None
Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
Venture X Business
Minimum Payment: The minimum payment due is the New Balance as indicated on your statement
Transfer Fee: Not Applicable
Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
Annual Fee: $395 annually
Spark 2X Miles
Purchase &
Transfer APR: 26.24% variable APR
Cash Advance APR: 32.24% variable APR
Transfer Fee: None
Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
Annual Fee: $0 intro for the first year, $95 after that
Spark 1.5X Miles Select
Purchase &
Transfer APR: 18.49% - 24.49% variable APR
Cash Advance APR: 32.24% variable APR
Transfer Fee: None
Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
Bass Pro Shops and Cabela's CLUB Business Mastercard®
Purchase &
Transfer APR for purchases at Bass Pro Shops and Cabela'
s: 7.99% APR
Purchase &
Transfer APR for other purchases and transfers: 20.49% - 32.24% variable APR
Cash Advance APR: 32.24% variable
Transfer Fee: No Transfer Fee on transfers at Transfer APR
Cash Advance Fee: Either $3 or 3% of the amount of each cash advance, whichever is greater
Cabela’s CLUB® Card
Purchase APR for purchases at Bass Pro Shops and Cabela'
s:9.99% APR
Purchase &
Transfer APR for other purchases and transfers: 20.49% - 32.24% variable APR
Cash Advance APR:32.24% variable
Transfer Fee: No Transfer Fee with this Transfer APR; 3% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
Bass Pro Shops® CLUB Card
Purchase APR for purchases at Bass Pro Shops and Cabela'
s: 9.99% APR
Purchase &
Transfer APR for other purchases and transfers: 20.49% - 32.24% variable APR
Cash Advance APR: 32.24% variable APR
Transfer Fee:No Transfer Fee with this Transfer APR; 3% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
Cash Advance Fee:Either $5 or 5% of the amount of each cash advance, whichever is greater
REI Co-op® Mastercard®
Purchase APR: 19.24% - 30.24% variable APR Transfer APR: 19.24% - 30.24% variable APR
Cash Advance APR: 30.24% variable APR
Transfer Fee: No Transfer Fee with this Transfer APR; 3% on the amount of each transferred balance that posts to your account at a Promotional APR that we may offer you
Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
