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Federal Housing Administration
At the Federal Housing Administration (FHA), we provide mortgage insurance on loans made by FHA-approved lenders. In fact, we're one of the largest mortgage insurers in the world. Since 1934, we've helped millions of families become homeowners. Today, we insure mortgages for single family, multifamily, and residential care facilities nationwide.
Latest News
New Multifamily Wind and Named Storm Maximum Deductibles
Our updated Multifamily policies for wind and named storm insurance coverage are designed to provide lenders and property owners greater flexibility in obtaining and negotiating property insurance premiums from insurance carriers.
April18, 2024
One Year In: MIP Cut Saves Borrowers $600 Million
In the first year since implementation, FHA's Single Family mortgage insurance premium cut has helped more than 682,000 homebuyers save nearly $600 million collectively in the first year of their mortgages.
March 20, 2024
Press Release
New Title One Manufactured Home Loan Program Limits
New Title I Manufactured Home Loan Program loan limit increases better align with current market prices for homebuyers seeking to purchase manufactured homes and the lots on which they sit.
March 19, 2024
Press Release
Extension of FHA Risk Share Initiative with Federal Financing Bank
We have extended indefinitely the Section 542(c) Housing Finance Agency Risk-Sharing Initiative offered through HUD's Federal Housing Administration (FHA) and Treasury's Federal Financing Bank (FFB).
February 29, 2024
Policy
Draft Policy for Financing Manufactured Home Communities Posted for Feedback
We've posted for feedback a draft policy for mission-oriented borrowers to purchase or refinance manufactured home communities under the Multifamily 223(f) program.
February 29, 2024
Business Resources
From housing to healthcare facilities, our business resources can help FHA insurance program participants stay informed. Review our guides, policy updates, and other tools to get the information you need and better serve your customers. Access special COVID-19 guidance for all FHA and Office of Housing Program Participants.
Stay up to date on the latest FHA and Office of Housing program information by subscribing to our email updates.
Consumer Resources
Our consumer resources support homeowners, homebuyers, and renters. Use these tools to get answers to your questions, understand your options, and make better housing decisions.
Connect with FHA
Phone: (800) 225-5342
TTY: (800) 877-8339FAQ | Reading Room | Careers | FHA.govFHA Supports Fair Housing and Equal Opportunity
HUD is committed to enforcing the Fair Housing Act and to ensuring that people are not discriminated against when they seek housing or housing-related services. If you need assistance in determining your rights under the Fair Housing Act or applicable laws, or believe you have been a victim of housing discrimination and need assistance, we encourage you to review the information on HUD's Office of Fair Housing and Equal Opportunity webpage.
