Getting Health Care During Travel | Travelers' Health (2024)

FAQs

Does my health insurance cover me while traveling? ›

Generally, most domestic health insurance policies are not accepted abroad, so there is a benefit to purchasing travel medical insurance as a supplement to your health insurance coverage. The travel medical coverage is only valid while you're traveling.

Medical tourism is the term commonly used to describe international travel for the purpose of receiving medical care.

How much travel medical insurance do you need? Squaremouth, a travel insurance comparison site, recommends buying at least $50,000 in emergency medical coverage for international travel. For travelers going on a cruise or to a remote destination, the site recommends at least $100,000 in coverage.

The nearest US embassy or consulate can help travelers locate medical services and notify your friends, family, or employer of an emergency. They are available for emergencies 24 hours a day, 7 days a week, overseas and in Washington, DC (888-407-4747 or 202-501-4444).

Conditions which may not be covered

Conditions like terminal illness, the need for oxygen, pending surgery, chronic lung disease, cardiovascular disease, specific types of cancer, congestive heart failure, and recurring pain are generally excluded from coverage.

Medical tourism refers to people traveling abroad to obtain medical treatment. In the past, this usually referred to those who traveled from less-developed countries to major medical centers in highly developed countries for treatment unavailable at home.

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Travel medical insurance provides short-term medical coverage. Emergency medical evacuation. Provides coverage for services such as air evacuation and medical transportation to the nearest adequate medical facility then home if warranted.

Based on our comprehensive review, the companies offering the best travel medical insurance are Faye, IMG, Travelex, AIG Travel Guard and Allianz. Travel medical insurance is a specialized type of coverage that helps pay for medical bills and emergency evacuations if you're hurt or become sick while traveling.

Do I need additional medical insurance when traveling abroad? ›

Before you go, consider your insurance options in case you need care while traveling. Travel health insurance is especially important if you have an existing health condition, are traveling for more than 6 months, or doing adventure activities such as scuba diving or hang gliding," the agency writes.

Visiting a U.S. physician to receive medical treatment might not seem like a typical activity of a "tourist for pleasure," but if you want to travel to the U.S. for medical reasons the appropriate visa to request is the B-2 visitor. You will need to apply through your local U.S. embassy or consulate.

The U.S. government does not pay overseas medical bills. The patient must pay all hospital and other expenses. You can find lists of doctors and hospitals in the country you are visiting. Check the website of the U.S. embassy in the country you are visiting.

The U.S. government does not pay overseas medical bills. The patient must pay all hospital and other expenses. You can find lists of doctors and hospitals in the country you are visiting. Check the website of the U.S. embassy in the country you are visiting.

The Blue Cross and Blue Shield Association is a national federation of independent, community-based and locally operated Blue Cross and Blue Shield companies. Healthcare coverage is one of the most important decisions you make. Choose the card that opens doors in all 50 states.

You will usually receive reimbursem*nt if your trip is cancelled for: unexpected illness or injury of you or a traveling companion that deems you unfit to travel; hospitalization or death of non-traveling family member; weather or common carrier issues; unforeseen natural disaster at home or the destination; a legal ...