Please Note: Each of our Worldwide Trip Protector plans include the Trip Cancellation and Trip Interruption coverage described below, as well as Medical Expense and Medical Evacuation and Baggage Delay, Loss, Theft, and Damage. You can also view our complete Plan Comparison Charts and Benefit Explanations.
Cash Advantage Over Airline/Cruise Cancellation Policies
Travel Insured’s reimbursem*nt benefit is an advantage for you to consider when choosing a travel protection plan. While some plans may offer credit towards a specific company, with a deadline, and only for a narrow range of reasons, Travel Insured provides coverage for the many covered reasons listed below, and with cash claims settlements, so you can decide if, when, and how you want to rebook your trip.
Covered Reasons for Trip Cancellation | |||
Worldwide Trip Protector | Worldwide Trip Protector Edge | ||
| Sickness or Injury | ✔ | ✔ | |
| Death | ✔ | ✔ | |
| Normal Pregnancy or Childbirth | ✔ | ✔ | |
| Attending Childbirth | ✔ | — | |
| Mental, Nervous, or Psychological Condition | ✔ | ✔ | |
| Bankruptcy/Default | ✔ | — | |
| Traffic Accident en Route to Departure | ✔ | ✔ | |
| Destination Evacuation | ✔ | — | |
| Strike | ✔ | ✔ | |
| Inclement Weather | ✔ | ✔ | |
| Home or Destination Uninhabitable | ✔ | ✔ | |
| Divorce or Legal Separation | ✔ | — | |
| NOAA Hurricane Warning at Destination | ✔ | — | |
| Hijack or Quarantine | ✔ | ✔ | |
| Jury Duty, Subpoena, or Court Order | ✔ | ✔ | |
| Military Duty for Natural Disaster | ✔ | ✔ | |
| Military Leave Revocation | ✔ | ✔ | |
| Host Unable to Provide Accommodations | ✔ | ✔ | |
| Terrorist Incident | ✔ | ✔ | |
| Theft of Passports/Visas | ✔ | ✔ | |
| Felonious Assault | ✔ | ✔ | |
| Travel Alert Warning | ✔ | — | |
| Transfer of Employment | ✔ | — | |
| Employer Termination | ✔ | ✔ | |
| School Year Extension | ✔ | — | |
| Required to Work | ✔ | — | |
| Employer Merger/Acquisition | ✔ | — | |
| Place of Employment Unsuitable for Business | ✔ | — | |
| Child Adoption | ✔ | — | |
| Issues Obtaining Visa/Passport | ✔ | — | |
| Destination Wedding | ✔ | — | |
| 50% or More Trip Loss | ✔ | — | |
Additional terms apply to every benefit and covered reason.
Trip Cancellation vs. Trip Interruption
Trip Cancellation applies after you purchase your plan but before departure. Trip Interruption applies after departure (or if you must join your trip after your scheduled departure date). The covered reasons for Trip Cancellation and Trip Interruption mary vary from each other. Please read the plan document for details.
Covered Costs for Trip Cancellation
- unused prepaid, nonrefundable trip costs
- cancellation penalties
- higher per-person trip costs for you if your travel companion cancels for a covered reason (single supplement)
Covered Costs for Trip Interruption
- unused, prepaid, nonrefundable trip costs
- additional transportation costs to join, rejoin, or transport you to your originally scheduled return destination of you trip
- coverage up to 150% of trip cost
Trip Delay, Missed Tour or Cruise Connection, and Itinerary Change
Trip Delay, Missed Tour or Cruise Connection and Itinerary Change are offered in our plans as benefits separate from Trip Cancellation and Trip Interruption.
Coverage and benefit eligibility may vary by state.
