Understand whether or not it's illegal to write on Money (2024)

WHEN it comes to writing and stamping US currency, there is a fine line between what is legal and what is not.

You'll want to understand the differences so you do not face any legal issues.

1

Is it illegal to write on money?

It is not illegal to write on paper currency, however, it is illegal to deface money.

There are three things you CANNOT do to money:

  1. Change the denomination, for example, add zeros to make the value larger
  2. Burn, shred or destroy money
  3. Advertise a business on money

It is legal to write on the edges or stamp money.

What does the law say?

In regards to defacement, there is a specific law.

It states: "[W]hoever mutilates, cuts, defaces, disfigures, or perforates, or unites or cements together, or does any other thing to any bank bill, draft, note, or other evidence of debt issued by any national banking association, or Federal Reserve bank, or the Federal Reserve System, with intent to render such bank bill, draft, note, or other evidence of debt unfit to be reissued, shall be fined under this title or imprisoned not more than six months, or both."

Regarding using money to advertise a business, the law states: "[W]hoever . . . writes, prints, or otherwise impresses upon . . . any [coin or currency] of the United States, any business or professional card, notice, or advertisem*nt, or any notice or advertisem*nt whatever, shall be fined under this title."

What happens if you deface money?

If you are caught defacing US bills or coins, you can be at risk of jailtime and/or a fine.

According to Legal Beagle, the maximum fine for bills is $100 and the maximum jail sentence is six months.

For coins, the jail time could be up to five years.

In order to be convicted, you would have to have had the intent to defraud someone.

Armored truck spews cash over San Diego freeway when doors flew open


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Understand whether or not it's illegal to write on Money (2024)

FAQs

Understand whether or not it's illegal to write on Money? ›

US dollar notes are legal tender, even if someone writes on it or stamps a message on it. It's good, as long as you don't cut off too much of it, or tear it in pieces. Neither action is a crime... you can either destroy or deface US currency, but if it's whole and recognizable, it's good.

Is it against the law to write on money? ›

US dollar notes are legal tender, even if someone writes on it or stamps a message on it. It's good, as long as you don't cut off too much of it, or tear it in pieces. Neither action is a crime... you can either destroy or deface US currency, but if it's whole and recognizable, it's good.

Can money be used if it has writing on it? ›

Yes, It's Legal! Many people assume that it's illegal to stamp or write on paper currency, but they're wrong!

Can you get in trouble for writing on a dollar bill? ›

It is not illegal to write on paper currency, however, it is illegal to deface money. There are three things you CANNOT do to money: Change the denomination, for example, add zeros to make the value larger. Burn, shred or destroy money.

Can you still use money that has been written on? ›

No, it is not voided. It's still valid as long as 51% of the bill remains intact.

Is it illegal to write a $1 check? ›

Whoever makes, issues, circulates, or pays out any note, check, memorandum, token, or other obligation for a less sum than $1, intended to circulate as money or to be received or used in lieu of lawful money of the United States, shall be fined under this title or imprisoned not more than six months, or both.

Is putting a stamp on money illegal? ›

Many people assume that it's illegal to stamp or write on paper currency at all, but that's not the case. There's a provision in the law that states it's only illegal to deface currency “with the intent to render the bill unfit to be reissued.” Because we want these bills to stay in circulation, it's legal.

What counts as defacing money? ›

Under section 333 of the U.S. Criminal Code, “whoever mutilates, cuts, defaces, disfigures, or perforates, or unites or cements together, or does any other thing to any bank bill, draft, note, or other evidence of debt issued by any national banking association, or Federal Reserve bank, or the Federal Reserve System, ...

Is it illegal to put glitter on money? ›

With that, you could conclude that yes it is, in fact, illegal to "mutilate, cut, deface, disfigure, or perforate, or unite or cement together" any bank bill, draft, note or evidence of debt by a national or federal entity.

Is it illegal to deface a penny? ›

18 U.S.C. 331 makes it illegal to “alter, deface, mutilate, impair, diminish, falsify, scale, or lighten” any coin minted in the U.S. or any foreign coin being used as currency in the U.S.

Is half a $20 bill worth anything? ›

Currency Procedures

Under regulations issued by the Department of the Treasury, mutilated United States currency may be exchanged at face value if: More than 50% of a note identifiable as United States currency is present.

Can I tape a ripped dollar bill? ›

Many stores and merchants will not take torn or drawn-on bills, and even vending machines struggle to take heavily wrinkled ones. The good news is that even if a bill is torn in half, you can tape them together and exchange them at a Federal Reserve bank for fresh notes, as long as the serial numbers match.

Can banks refuse damaged money? ›

Often times, even financial institutions won't accept cash if it's too damaged. This is because the Federal Reserve does not accept deposits of mutilated money from banks and credit unions.

What are the rules for writing money amounts? ›

Dollars, cents, money

Use lowercase for denominations: dollar, cent, euro. Do not hyphenate numerals and denominations. Cents: For amounts less than a dollar, spell out cents. Exceptions: Use the dollar sign with numerals in all cases except casual references of amounts without a numeral: about a hundred dollars.

Is it illegal to draw on your money? ›

Section 331 of Title 18 of the United States code provides criminal penalties for anyone who fraudulently alters, defaces, mutilates impairs, diminishes, falsifies, scales, or lightens any of the coins coined at the Mints of the United States.

Is it illegal to put your face on money? ›

18 USC 333 prescribes criminal penalties against anyone who "mutilates, cuts, defaces, disfigures, or perforates, or unites or cements together, or does any other thing to any bank bill, draft, note, or other evidence of debt issued by any national banking association, or Federal Reserve Bank, or the Federal Reserve ...

Is it illegal to print on money? ›

Under Title 18, Section 471 of the United States Code, it's illegal to reproduce U.S. paper currency in any way, shape or form without permission from the federal government. This includes scanning money and printing it from a regular old inkjet printer.

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